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Contact Us:

(937) 748-5306
phone

Contact Us:

dfrazier@ksifa.com

Financial Solutions For you

Guiding Dreams with a Simplified Approach to Planning

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Financial Solutions For you

Investing to achieve your goals

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Who we are

Independent professional financial planning and investment management advisory firm serving Centerville, Lebanon, Springboro, Dayton and Cincinnati, Ohio. Founded by David Frazier, an Investment Advisor and Certified Financial Planner™ professional, Financial Plan Advisors has offered investments and advisory services for over twenty years. The predominant services provided to clients revolve around retirement planning, fee-only fiduciary portfolio management, and retirement income generation.

Your personal CFP® to advise you.

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We’re Committed For Creating Change.
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David Frazier

CFP®, CPA

What we do

Social Security Planning

Social Security can be one of the most important sources of income in retirement. It is one of several quasi-guaranteed payments that retirees depend upon. Pension, annuity and Social Security payments are all quasi-guaranteed payments that are contractual payments not derived from fluctuating investment accounts.

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Financial Planning

Financial Planning can cover a myriad of financial and household issues, sometimes referred to in the aggregate as comprehensive financial planning. Financial Planning can also be custom tailored to focus on specific areas of concern.

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Estate Planning

Estate planning is an organized approach to the inevitable. Responsible persons generally need a will, health care proxy and a durable power of attorney to protect their assets and to provide for family members after their death. A financial review often promotes discussions revolving around the absence of a current estate plan.

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Income Generation

Investment portfolios can be geared toward generating current income when needed. This is generally a balancing act tilted toward generating income, while also investing for growth and preserving capital.

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College Planning

College/education planning generally revolves around options for college/education funding. While we can hope for scholarships, loans may be the more likely alternative without ready college funding. And while funding for education may be a priority, consideration must be given to the overall household budget and it's impact on retirement funding.

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Traditional & Roth IRAs

We can establish an IRA for contributions, and/or to receive transfers of investments or funds. We can initiate and receive an IRA transfer or work with your employer's custodian to initiate and receive an employer savings plan, like a 401(k) rollover.

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How we work

We Are Different From Other Service Providers

Financial planning begins with your CFP® professional listening and conversing to understand the current investment course and the ready financial resources to identify concerns and priorities.

Your knowledgeable CFP® to begin a personal discussion about improving your financial situation.

There is never a fee for talking about your situation, sharing our ideas or proposing a plan.

Recommendations that involve fee-only fiduciary accounts are generally those accounts that are in excess of $100,000.

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Your Money, Your Plan!

When you take control of your finances, rather than letting them control you, you can live life more fully. Regardless of your age or life stage, you can make financial decisions that move you toward your goals.

© 2024 Financial Plan Advisors. All rights reserved.

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